Scoring Model Changes Are Coming

Last week the Federal Housing Finance Agency (FHFA) announced approval of FICO 10T (released January 2020) and Vantage 4.0 (released fall 2017) scoring models.  Once rolled out, these will replace the older scoring models used today and that have been used for the last 20 years. According to the FHFA these new models will make … Read more

The Dispute Dilemma

One in five consumers have some sort of error on their credit reports. While a lot of these are things like a name misspelling or incorrect address, some are more serious and can have a significant impact on credit scores. Disputing these inaccuracies is fairly simple, but what happens when an item is disputed? And … Read more

Advantage Credit Announces Integration Enhancement with Lending QB®

Evergreen, Colo., February 16, 2016 – Advantage Credit Inc., a leading provider of credit reporting services to the mortgage industry, is pleased to announce that all credit and settlement services are now available through LendingQB®, a 100% web browser-based, end-to-end mortgage loan origination system (LOS). Users of LendingQB will now be able to seamlessly access … Read more

Advantage Credit Now Offers ApplyConnect®

Evergreen, Colo., December 17, 2015 – Advantage Credit, Inc. is pleased to announce it is now offering ApplyConnect® the industry’s most advanced rental background screening solution for landlords and real estate agents. “We are so happy to be able offer ApplyConnect® to our landlord partners,” said Jim Kaiser, vice president of sales for Advantage Credit, … Read more