Young Adults and Credit

It is more crucial than ever for young adults to begin building a positive credit history well in advance of taking out an auto or home loan. Building a foundation of good credit and scores will determine interest rates and overall creditworthiness. To that end, this is a helpful guideline for young adults to understand … Read more

Marriage, Divorce & Credit

Whether you’re getting ready to walk down the aisle or headed to Las Vegas there are certain things to keep in mind in regards to your credit to make sure it retains its integrity. Neither of these life occurrences in and of themselves will have a direct impact on your credit history or credit scores, … Read more

Need Help Establishing Credit? Try a Credit Builder Loan

Borrowers needing help establishing credit most often start with getting a secured credit card. While secured cards are a great way to start establishing or re-establishing credit they do require you to put $300-$500 up front to secure the card. Unfortunately, some people may not have access to that much money. Luckily, there’s another option … Read more

Summer is a Good Time to Check Your Credit

Winter is over. We’ve planted the flowers, washed the heaviness of winter off of the windows and dusted away the cobwebs. Now is a great time to check out any cobwebs that may be lingering on your credit report. For example – The charged off credit card from a couple years back. Or even the … Read more

Marriage and Credit

A Presentation of the Did You Know Series Did you know…when you get married you do not inherit your spouse’s credit? Each individual has their own separate credit file. When you marry those files are not combined…they will always be separate. So if the person you are marrying has less then stellar credit you do … Read more

Advantage Credit Announced as a Preferred Credit Partner of Stearns Lending

Evergreen, Colo., September 23, 2013 – Advantage Credit Inc., a leading provider of credit reporting services, is pleased to be announced as a preferred credit partner of Stearns Lending. This partnership will allow Advantage Credit customers to reissue their credit reports directly to Stearns Lending’s automated underwriting system, eliminating unnecessary re-access of the information. The … Read more