It is tax time once again and Advantage Credit, Inc. wants you to be prepared! With the start of a new filing season there are always a couple of items that need to be addressed, important reminders and dates to keep in mind. • The Transcript Delivery System (TDS) for Tax Return Transcripts and Record … Read more
Evergreen, Colo., January 27, 2015 – Experian® has agreed to reverse their newly instituted rule about removing dispute remarks. The rule stated that a letter from the creditor was required to remove any dispute remarks during the rescore process. Effective immediately, they have agreed to go back to accepting letters from borrowers. Experian® was open … Read more
When it comes to making payments on your credit cards there can be a lot of questions. Is it OK to just make the minimum payment? Should you pay it off every month? Is there a better time during the month to make a payment? How and when you make your credit card payments can … Read more
Evergreen, Colo., January 8, 2015 – Advantage Credit Inc., a leading provider of credit reporting services, is pleased to announce that their proprietary Tax Transcript (4506-T) products are now available through Calyx® Software, a provider of mortgage solutions for banks, credit unions and mortgage professionals. Users of Calyx® Software will now be able to seamlessly … Read more
Evergreen, Colo., December 17, 2014 – Encompass360®, a prominent provider of on-demand automation solutions to mortgage and financial service industries, recently announced a new update that will allow users to order Undisclosed Debt Notifications. This update will make it much easier for customers of Advantage Credit using Encompass360® to maximize their time by enabling them … Read more
Evergreen, Colo., December 11, 2014 – Advantage Credit Inc. is pleased to announce the integration of AccountChek™, an award-winning solution for verifying a borrower’s assets to their expansive inventory of product offerings. “We are very excited about being able to offer AccountChek™ to our customers,” said Don Unger president of Advantage Credit, Inc. “It is … Read more
We all know FICO scores can be incredibly confusing to say the least. It seems there are always more questions than answers. How are they calculated? Why do they vary? What makes them change? I could go on and on. But what about those score factors/reasons you see when a lender pulls your credit report? … Read more
Evergreen, Colo., November 13, 2014 –It was announced this week by U.S. Commerce Secretary Penny Pritzker that Elevations Credit Union is a recipient of the 2014 Malcolm Baldrige National Quality Award, the nation’s highest Presidential honor for performance excellence in innovation, improvement, and visionary leadership. Advantage Credit Inc. extends heartfelt congratulations for winning this prestigious … Read more
Most people have cell phone bills, utility bills, rent payments,etc. While the majority of these do not report to the bureaus they can still affect your credit score if you become delinquent on them. Once you are past due on any of these items after a certain amount of time, they will be turned over … Read more
It’s getting to be that time of year again when the weather is colder and the days shorter; pretty soon everything will be decorated in twinkle lights and gingerbread men. The holidays are right around the corner and whether you like to get your holiday shopping done early or are someone who is at the … Read more