gnetconsulting Whether you’re getting ready to walk down the aisle or headed to Las Vegas there are certain things to keep in mind in regards to your credit to make sure it retains its integrity. Neither of these life occurrences in and of themselves will have a direct impact on your credit history or credit scores, … Read more
Over the next 6-18 months credit reports will start to see some changes that could benefit many consumers. This comes from several years of investigations of the three major credit bureaus’ practices by New York Attorney General Eric Schneiderman. After a year of talks between the credit bureaus and the Attorney General – changes are … Read more
One of the most misunderstood facts about FICO scores is that most consumers think they only have 3…one for each bureau. The fact is that a consumer actually has dozens of FICO scores. With the rollout of FICO 09 a consumer now has approximately 65 different FICO scores. That can sound a bit overwhelming but … Read more
It is tax time once again and Advantage Credit, Inc. wants you to be prepared! With the start of a new filing season there are always a couple of items that need to be addressed, important reminders and dates to keep in mind. • The Transcript Delivery System (TDS) for Tax Return Transcripts and Record … Read more
Evergreen, Colo., January 27, 2015 – Experian® has agreed to reverse their newly instituted rule about removing dispute remarks. The rule stated that a letter from the creditor was required to remove any dispute remarks during the rescore process. Effective immediately, they have agreed to go back to accepting letters from borrowers. Experian® was open … Read more
When it comes to making payments on your credit cards there can be a lot of questions. Is it OK to just make the minimum payment? Should you pay it off every month? Is there a better time during the month to make a payment? How and when you make your credit card payments can … Read more
Evergreen, Colo., January 8, 2015 – Advantage Credit Inc., a leading provider of credit reporting services, is pleased to announce that their proprietary Tax Transcript (4506-T) products are now available through Calyx® Software, a provider of mortgage solutions for banks, credit unions and mortgage professionals. Users of Calyx® Software will now be able to seamlessly … Read more
Evergreen, Colo., December 17, 2014 – Encompass360®, a prominent provider of on-demand automation solutions to mortgage and financial service industries, recently announced a new update that will allow users to order Undisclosed Debt Notifications. This update will make it much easier for customers of Advantage Credit using Encompass360® to maximize their time by enabling them … Read more
Evergreen, Colo., December 11, 2014 – Advantage Credit Inc. is pleased to announce the integration of AccountChek™, an award-winning solution for verifying a borrower’s assets to their expansive inventory of product offerings. “We are very excited about being able to offer AccountChek™ to our customers,” said Don Unger president of Advantage Credit, Inc. “It is … Read more
We all know FICO scores can be incredibly confusing to say the least. It seems there are always more questions than answers. How are they calculated? Why do they vary? What makes them change? I could go on and on. But what about those score factors/reasons you see when a lender pulls your credit report? … Read more