Experian
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Experian Boost™ vs. UltraFICO™
- March 24, 2022
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
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UltraFICO
- November 8, 2018
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
Fair Isaac Company (FICO) along with Experian and data aggregator Finicity announced last week that starting in January 2019 they will begin pilot testing a new credit score called “UltraFICO.” In addition to the information the scoring models already take into consideration, this new score will also factor in the money a consumer has in
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Why a Liens and Judgments Report is More Important than Ever
- April 27, 2018
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
With the changes the credit bureaus (Experian, Trans Union and Equifax) have made first regarding judgments and now tax liens being removed from credit reports, it is important to have a backup to make sure none of these items actually exist. Just because they are no longer on credit reports does not mean a borrower
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Tax Liens Are Going Away
- April 2, 2018
- Posted by: Mindy Leisure Director of Rescoring Services
- Category: News
For the second time in the last year the credit bureaus are making a major change in their credit reporting standards. Last week Experian announced that starting on April 16, 2018 all tax liens will be removed from consumer credit reports. And they will stop reporting all tax lien data going forward. Trans Union and
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Big Changes Coming For Credit Reporting Agencies
- January 25, 2018
- Posted by: Joel Firestone (G-Net Consulting)
- Category: News
Thanks to a 2015 settlement agreement between the New York Attorney General and the three credit reporting agencies, some important changes are on the way in regards to credit reporting. An additional agreement between the credit reporting agencies and another 31 state attorney generals ensure that the change will be nationwide. The changes are being
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The Equifax Breach – What You Need to Know
- September 28, 2017
- Posted by: Joel Firestone (G-Net Consulting)
- Category: News
So you’ve found out you were one of the 143 million people who were possibly compromised by the Equifax breach. What exactly does that mean and what should you do now? What it means is that hackers stole names, addresses, social security numbers and even driver’s license information. In some cases all this information was
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Advantage Credit Offers New Lead Generation Tool
- August 15, 2017
- Posted by: Joel Firestone (G-Net Consulting)
- Category: Press Releases
Evergreen, CO – August 15, 2017 – Advantage Credit, Inc., a leading provider of credit reporting and client retention services, is pleased to announce that they now offer iScreen℠ from Experian. iScreen is a fast, affordable, self-service prescreen and list fulfillment tool; It helps users identify potential customers that may be looking for a mortgage
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Liens & Judgments Reporting Powered by LexisNexis® and available through Advantage Credit, Inc.
- May 30, 2017
- Posted by: Joel Firestone (G-Net Consulting)
- Category: Press Releases
Evergreen, Colo., May 30, 2017 – Advantage Credit, Inc. has partnered with LexisNexis to provide superior public record data and linking technology that maximizes search accuracy. The following Advantage Credit report will identify the presence of liens and judgments: The Liens & Judgments Report An FCRA-compliant report containing detailed lien and judgment records associated with
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Checking Your Credit Report is a MUST!
- March 9, 2017
- Posted by: Joel Firestone (G-Net Consulting)
- Category: News
Approximately one-third of the population doesn’t check their credit reports every year. Almost one-fourth have never checked them at all. Not checking your credit report on a periodic basis puts you at a lot of risk. The good news is that checking your credit reports is a very simple thing to do. A government study
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Experian® to Reverse New Rule
- January 27, 2015
- Posted by: Joel Firestone (G-Net Consulting)
- Category: Press Releases
Evergreen, Colo., January 27, 2015 – Experian® has agreed to reverse their newly instituted rule about removing dispute remarks. The rule stated that a letter from the creditor was required to remove any dispute remarks during the rescore process. Effective immediately, they have agreed to go back to accepting letters from borrowers. Experian® was open