Collection Agencies – Advantage Credit

Clarification on Upcoming Changes to Credit Reports

May 31, 2018 by Mindy Leisure Director of Rescoring Services

There have been a lot of questions cropping up surrounding the changes coming in June to credit reports. These changes are due to the settlement agreement from 2015 between the credit bureaus and state’s Attorney Generals. The last phase of this agreement is set to be in place as of June 8th, 2018. Due to … Read more

Do You Still Owe On a “Charged Off” Debt?

September 8, 2016 by gnetconsulting

The simple answer is yes. Just because a creditor charges off a debt does not mean you don’t still owe it, even if you’ve received a 1099 for it. You are still liable for the entire debt. And the creditor can legally continue to try to collect on it for 7 years from the date … Read more