Consumer Credit
Credit Repair Scams
Just Say “NO”!
Credit repair companies make phenomenal claims as to how they can help consumers “repair” their credit; however all they really do is dispute items on a report for the consumer.
A credit repair company cannot do anything the consumer cannot do themselves for free. A credit repair company cannot even obtain a copy of a consumer’s credit report as credit repair agencies are prohibited access to Experian, Trans Union and Equifax. More
A Solution to Credit Repair
You don’t need to pay anyone to “repair” your credit. An easy way to correct errors on your credit report is www.annualcreditreport.com. It’s a simple process and it’s free.
From this site you will have access to each of your credit reports from Equifax, Experian and Trans Union. These reports are consumer reports and will contain information that is not provided on other types of credit reports, such as those obtained for mortgage purposes. There are three ways to obtain your free credit reports: More
