FICO® Score Mortgage Simulator
FICO® Score Mortgage Simulator is the only simulator that uses the FICO® Score algorithms to simulate changes to FICO scores used in mortgage decisioning.
Benefits
- Predictive Insights: Based on the actual FICO® Score used in mortgage lending
- Realistic Planning: Identify strategies to help improve borrower scores
- Better Conversations: Educate and engage borrowers with clear credit scenarios
- Fully Integrated: Seamless access via the Advantage Credit platform
Highlights
- Pay down/pay off credit card balances
- Delete third-party collections
- Update derogatory tradelines to paid
- Improve the status of currently delinquent accounts
- Remove account dispute remarks
Questions? Contact Us at FICO@advcredit.com
Demos
Thursday July 31, 2025 (10 AM MT)
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Tuesday August 5, 2025 (11 AM MT)
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Thursday August 7, 2025 (2 PM MT)
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Tuesday August 12 2025 (1 PM MT)
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Thursday August 14, 2025 (10 AM MT)
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Tuesday August 19, 2025 (10 AM MT)
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Thursday August 21, 2025 (12 AM MT)
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FAQ
Yes, on every account but a collection account. That enhancement will be coming fall of 2025.
Only third party collections can be deleted at this time.
No, accounts cannot be added at this time, but this will be a future enhancement.
No, late payments cannot be removed at this time, but this will be a future enhancement.
No, however this is also an enhancement that will be available fall 2025.
Yes! All three bureaus can be simulated at once.
Yes! There are multiple sorting options for the tradelines.
You can create and save up to five (5) simulations.
You can access and view all saved simulations for 90 days.
You have the ability to alter simulations for 30 days.
Yes, it identifies Trended Data.
Yes! You can search for individual tradelines through the search option.
Contact your dedicated account team to get signed up!